Terms of Service

Last updated: November 8, 2026

These Terms of Service ("Terms") govern your use of the Wealth Builders Academy website and any education, training, materials, or services we provide (together, the "Services"). "Wealth Builders Academy," "we," "us," and "our" refer to the business that operates the Services. By using the Services, you agree to these Terms. If you do not agree, do not use the Services.

1. Who we are

Wealth Builders Academy is a business education company. We teach how the commercial funding industry works, how brokers prepare and position deals, and how to operate a business using modern tools and systems.

2. Education only

The Services are provided for educational and informational purposes only.

• We are not a lender, bank, or financial institution, and nothing in the Services is an offer of credit, a loan, or funding.
• Nothing in the Services is financial, investment, legal, accounting, or tax advice. Consult a qualified professional before making decisions for your business.
• Laws governing commercial lending and loan brokering, including licensing and disclosure requirements, vary by state and jurisdiction. You are solely responsible for determining and complying with the laws that apply to you and your business.

3. No guarantee of results

We do not guarantee that you will earn any income, close any transaction, or achieve any particular result by using the Services. Any examples or results discussed are not typical and are not a promise of what you will achieve. Your results depend on many factors, including your effort, experience, skills, network, market conditions, and other factors outside our control. Starting or operating any business involves risk, including the risk of losing money.

4. Eligibility

You must be at least 18 years old and able to form a binding contract to use the Services. If you use the Services on behalf of a business, you represent that you have authority to bind that business to these Terms.

5. Purchases

If you purchase any program or product from us, the description of what is included, the price, the access period, and the purchase terms will be presented to you at the time of purchase. Those purchase terms form part of these Terms. Payments are processed by third-party payment providers, and your payment is also subject to their terms.

6. Your account and access

Access to our programs is for your personal use only. You may not share your login credentials or give others access to paid content. You are responsible for activity that occurs under your account. We may suspend or end your access if you violate these Terms.

7. Intellectual property

All content in the Services, including training videos, written materials, templates, and tools, is owned by Wealth Builders Academy or its licensors and is protected by copyright and other laws. We grant you a limited, non-exclusive, non-transferable license to use the content for your own business during your access period. You may not copy, resell, redistribute, publish, or create derivative works from our content without our written permission.

8. Acceptable use

You agree not to:

• Use the Services for any unlawful purpose or in violation of any applicable law or regulation
• Misrepresent your identity, your business, or your affiliation with Wealth Builders Academy
• Represent to anyone that Wealth Builders Academy endorses, licenses, or guarantees your business or services
• Harass, abuse, or harm other students, our team, or anyone else
• Interfere with or attempt to gain unauthorized access to the Services

9. Third-party tools and links

The Services may reference or link to third-party websites, software, or services. We do not control and are not responsible for them, and your use of them is subject to their own terms.

10. Disclaimer of warranties

The Services are provided "as is" and "as available." To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Services will be uninterrupted, error-free, or that any information is complete or current.

11. Limitation of liability

To the fullest extent permitted by law, Wealth Builders Academy will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any lost profits, revenue, or business opportunities, arising from your use of the Services. Our total liability for any claim relating to the Services will not exceed the amount you paid us for the Services in the twelve months before the claim arose.

12. Indemnification

You agree to indemnify and hold harmless Wealth Builders Academy and its owners, team members, and contractors from any claims, losses, or expenses, including reasonable attorneys' fees, arising from your use of the Services, your business activities, or your violation of these Terms or any law.

13. Governing law

These Terms are governed by the laws of the state in which Wealth Builders Academy is organized, without regard to its conflict of law rules.

14. Changes to these Terms

We may update these Terms from time to time. When we do, we will change the "Last updated" date above. Your continued use of the Services after an update means you accept the revised Terms.

15. Contact

Questions about these Terms can be sent through the contact form on our website.